Don't worry, those two are the sole responsible for their amount of stress. After all, even I have survived education until my 21st year (not doubling even one year) so if I can do it, surely you must too. 
Well, you're an accountant, IIRC, so you must have taken some kind of business degree or accounting degree, I would guess?
If I went to college, it would be for either a science, or computers.
With computers, I'd probably run into Yonkey's problem... esoteric math classes, and needing to keep current with classes. Plus a bunch of other weirdnesses I hear my CS major friends complaining about.
If I took a science, I suspect I'd almost certainly have to do a thesis, which I'd probably do terrible at.
Now, see, the problem wouldn't really be the research and writing and experimentation part and everything... I'm decent at that. Every time the teacher has made us write an essay on a given topic, or a choice from a list of topics, I did well.
No, the problem was when the teacher *didn't* give us anything to write about, and told us to just pick whatever topic we wanted. And I always did sucky because I inevitably floundered for ages then finally chose a topic that one, was nothing like what the other kids picked, and two, unfortunately was also completely not what the teacher was going for.

That's not even factoring in that half the time it ended up being a topic too off-base to even be able to research and essay properly under the assignment guidelines. (sigh) I'm one of those people who detests the question "What do you want to say/do?" because I never can think of anything!
If I was a scientist or a computer person, I'd never be good at anything more than a lab tech type, doing the grunt work for other people.

Actually, I'm not good at anything other than that in *any* field. I'm just incapable of coming up with something completely creative from just my own thoughts. I mean, if you tell me to do a task, great, I'll try and find the best way to do it. But if you ask me to think of what to do to begin with, I'm just terrible at it.
At least, er, I'm assuming the choice of thesis is entirely up to you.

Peace & Luv, Liz